Skip to main content


Showing posts from 2019

Elon Musk recently confirmed the launch of Tesla Insurance in California

Tesla Insurance in California Confirmed by Elon MuskElon Musk persists and signs. With the launch of Tesla Insurance announced in early September, Tesla car owners living in California now enjoy insurance 20 to 30% cheaper than current rates.
The future will tell if this offer applies to the European market, but the announcement has already provoked strong reactions.
It all started for Elon Musk by a very simple observation: insurers have a hard time evaluating the risk of Tesla cars. These are indeed high-end electric cars, loaded with advanced technologies that have no real equivalent on the market and therefore no actuarial reference model.
Admittedly on average they are more reliable than others the last quarterly report of the Californian driver shows that the risk of being an accident victim in a Tesla car is statistically 3 to 6.5 times lower than that at which an American driver is normally exposed.
But for insurers, these technological jewels are so sophisticated that the slig…

Most Profitable Richest company in the world

Discover the latest ranking of the richest companies in the world. Chinese and American companies are holding the top positions. In 2017, the combined turnover of the world's 500 richest companies was $ 30 trillion, up from $ 27.7 trillion in 2016. Data from Fortune's latest Global 500 annual survey.
Companies with the highest turnover
In terms of sales and for the fifth year in a row, the American chain of supermarkets Walmart comes in first. The 2nd place remains occupied by the Chinese energy group State Grid. The Chinese oil and chemical group Sinopec keeps its 3rd place.
With six companies in the top 15, the United States remains the most represented nation. But China is also in a strong position. Like a year ago, Chinese companies occupy three of the top five places. The first European company is the Anglo-Dutch oil company Royal Dutch Shell. in 5th position. The first French company is Axa which ranks 27th in the Global 500 with a 2017 turnover of 149.461 billion euros. It…

The best places to invest in real estate abroad in 2019

In today's society, international real estate stands out more than ever among investment options because it is both a difficult asset and one of the best current income generation opportunities while building a real long-term capital.
Spain is a large country with many real estate markets, some more interesting than others. We recommend focusing on the Marbella area. This coastal region is a destination of choice for Spanish tourists. Rentals targeting the local holiday market can yield a net return of more than 8% reliably.
Real estate markets in Portugal have been moving since 2015. Some neighborhoods in the city of Lisbonnes have already achieved excessive prices but some others continue to offer good value for money and opportunities, especially if you are ready for a project. renovation.
The less visited areas of the Algarve coast and the Porto area, north of Lisbon, may be places of great potential.
Portugal has recently been the subject of many articles that charac…

Where is the best Real Estate business facility in Canada?

Many newcomers think of investing in real estate every year when they settle. But is your place of selection for your home really an opportunity for purchase?
For the fifth year in a row, the city of Moncton, New Brunswick, would be the most affordable city in the country, according to a study by the Atlantic Institute of Market Research. In Moncton, the median price is $ 134,900 CAD for a house. This Acadian-populated French-speaking town is closely followed by Fredericton and Saint-Jean, still in the Maritimes, where home prices have also stagnated for many years.

Montreal and Quebec are not the least affordable, but compared to the Vancouver and Toronto markets, Montreal remains a city still accessible to young middle-class families. According to the Quebec Federation of Real Estate Boards (QFREB), the median price of single-family homes in Quebec is expected to stagnate at $ 234,000 in 2017. In Montreal, in the last quarter of 2016, the median price for all properties combined is $ …

International investors withdraw from US real estate Business

International Real Estate investorsInternational investors have become net sellers of commercial real estate this year for the first time since 2012. There was no country that justified the change, but a slight decline in purchases that changed the investment equation.
Investors made direct acquisitions totaling $ 21.3 billion in the first half of 2019, but sold just over $ 21.4 billion, according to a new report by Real Capital Analytics.
"Prices are at record levels in the US Our capitalization rates are at record levels, and at first glance it would be difficult for investors to put money aside in the United States." are not what they were a few years ago said Jim Costello, senior vice president of Real Capital Analytics Blackstone buys US warehouse buildings in Singapore based GLP for $ 18.7 billion
In the second quarter alone, acquisitions were down 37% from last year. This is partly due to the fact that very large contracts were signed last year. The comparison with this …

Top ten Real Estate business suitable Cities in the world

1 Hong Kong
The city state is at the top of the ranking of the ten most expensive cities in the world in real estate. With an average of just over € 13,700 per square meter, the rise in the price of real estate in Hong Kong is due to a high population density and insufficient supply.
2 London
The English capital ranks second with an average price of around € 10,000 per square meter. This average price has not stopped increasing in recent years, driven by a vertiginous explosion of prices of luxury real estate. 3 New York
With a little more than 8,000 € per square meter, the American city, the center of world finance is one of the most expensive cities in the world. New York ranks third in cities where real estate is a near-luxury.
4 Paris
The City of Light is obviously one of the most expensive cities in the world. With an average price of just € 8,000, Paris tutoie London and ranks fourth in cities in the world where access to real estate is almost a luxury.
5 Singapore
Renowned for being the…

The general United auto insurance Contacts

The Insurance of Personal Injury Caused by Land Motor VehiclesRecently, in order to allow insurance coverage for older vehicle owners, popular auto insurance or popular auto insurance which provides for the repair of used or non-original new parts, has been regulated.
Optional car insurance guarantees compensation for accidental damage to the vehicle or theft or theft compensation for damages caused by the vehicle to third parties compensation to injured passengers of the vehicle and assistance to the vehicle and its occupants in the event of an accident or breakdown. Insurance is contracted through a proposal. To ride in an uninsured car is to endanger a costly asset. What few people pay attention to is that some care also needs to be taken when choosing this insurance?The first thing to do is to know all your rules, the contracted warranties and the exclusions. You need to know well which parts of your car are insured in which situations insurance applies and in which situations it d…

Why Households Insurance important in the world?

Households Insurance in the world
More than 20% of households in the world have legal protection insurance.
Why not you?
Everyday you can be confronted with a conflict situation in many areas.
Examples are not lacking to illustrate the different situations that can complicate your daily life:
Your internet service provider does not fulfill its obligations Social security refuses to grant you a disability pension You are in conflict with your neighbor for noise You dispute the charges of co-ownership You need to sure defending your interests with its legal protection guarantees. How do we intervene to support you?
Legal Protection Insurance will help you manage the situation by agreeing with you what to do with your file depending on the context by intervening directly with your opponent, if necessary using the advice of an expert at no cost to you, in order to reach an amicable solution by paying up to a certain amount the expenses incurred to defend yourself before the Court.
By subscribing a …

Police life insurance and national police life insurance

The first thing we want to let you know is that any state security body can economically protect your family, whether it is a life insurance national police, local police, regional, civil or military guard. You just have to know where to look for it.

Police life insurance Policy
The police profession can be developed in any region of our geography. Whether as a national police, regional police or municipal police. The main mission of the police is to protect the rest of the citizens and ensure the free exercise of rights and freedoms, and they are responsible for citizen security.
A policeman may have to face various dangerous situations: robberies, accidents and even new forms of terrorism. These situations carry an additional level of risk with respect to an ordinary citizen. That is why the life of a policeman can carry different risks inherent to the position he is performing and some companies penalize them excessively for the subject of the profession.
However, cops like any o…

Swiss Stock Exchange and other European Economic Schedule in 2019

The Swiss Market Index (SMI), which includes the 20 main stocks of the Swiss Stock Exchange, has recorded a 17.6% performance since the beginning of 2019.  Find the next dividend detachments European stock exchanges can no longer offer trading in Swiss equities Since 1 January 2019, Swiss equities have significantly outperformed other European markets. As of August 15, 2019, the Swiss Market Index (SMI) is up 17.6% according to a study by Indosuez Wealth Management analyst Florence Chernyak-Bosson.
Among the other main European indices, the CAC 40 posted the second best performance with a total return of 13.9%, followed by the FTSE of the Milan Stock Exchange with 13.4%. Far behind, we find the OMX Stockholm Stock Exchange (+ 9.8%), the "Footsie" British (+ 8.7%), the German Dax (+ 8.1%) and IBEX 35 of the Madrid Stock Exchange (+ 2.6%), while the Euro Stoxx 50 and Stoxx Europe 500 indices posted negative performances, with declines of 5.2% and 5.1% respectively.
At the le…

Insurance effect and law for Expensive new technology Car

Driving more environmentally friendly is therefore more expensive, and it is simply because more advanced technology in the cars is more expensive to insure.
The manager is concerned about changes in the risk picture, which are either structural or more permanent. Lots of technologyAn example is that it is much more expensive to repair more advanced cars with a lot of technology in screens and to repair electric cars. Then we have to make sure we have the right price for those cars. Every single customer and every item insured must have the best possible price.
The signal is, well, that in car insurance, we must expect that there will be somewhat higher prices due to structural changes in the car market, says the CEO, and continues:
Electric cars and hybrid cars are more expensive to insure than other cars, because they are more expensive to repair. We have damage statistics on single cars, and it is clear that if you take a single Peugeot or a single Volvo and compare models from for ex…

Auto insurance for Mexico students can cost up to 40% less

35% of the fatalities of a road accident are people between 15 and 29 years old, according to the Mexican Association of Insurance Institutions (AMIS)
Young people are the most expensive sector to insure, specifically in the automotive sector; in fact, 35% of the fatalities of a road accident are people between 15 and 29 years old, according to the Mexican Association of Insurance Institutions (AMIS).
Given this, in Mexico there are more and more drivers under 30 who need auto insurance for their vehicles. In many cases they are students or recent graduates who still lack sufficient income, but are highly vulnerable to both accidents and theft of their cars, so they require cheap and reliable car insurance.
Young people generally do not have the same economic facilities as someone with a stable job and still depend on their parents for heavy expenses.
On the other hand, the segment of the so-called millennialso young people from 25 to 38 years, represents 33% of the total demand for cars …