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Showing posts from June, 2024

More Gibsonia Pennsylvania home owners choosing to stop paying their mortgages

Gibsonia Pennsylvania homeowners live in an area of the country where a large number of strategic defaults are occurring. The latest trend that is thought to be a result of the huge numbers of homeowners who are underwater on home loans is strategic default. This is when borrowers who own homes that are not worth the amount of the loan that is being paid decide to stop paying their mortgage. They continue to pay other debts, such as auto loans and credit cards. Gibsonia Pennsylvania homeowners have joined other homeowners in many parts of the U.S. that have decided the wait for the equity to return in their home is not worth it. The trend is believed to be contagious. Gibsonia Pennsylvania homeowners watch others default and they begin to see this option as worthwhile. They look at the prospect of waiting for years for the home to provide a positive equity and strategic default becomes even more of an attractive option. CoreLogic, a consumer, financial and property information provider

How to Make Maple Syrup Allegheny County

 Allegheny County residents enjoy the atmosphere of their community. They have all the amenities of the ‘big city’ without the hustle and bustle or the problems. Today, the warmth and ambiance of small town living is one of the qualities sought by many as people look for safer, more affordable places to live. Allegheny County is one of the areas that is considered to be desirable for a variety of reasons. One of the things that gives Allegheny County the charm that is desired by many is the North Park Latodami Nature Center. The establishment of North Park in 1927 provided a number of benefits from work during the Great Depression to a game reserve for buffalo. Today, there are many programs available to acquaint those who live in Allegheny County with the natural environment and the preservation of the history of the area. Learning to make maple syrup is one of the programs provided at the North Park Latodami Nature Center. The next program will be held between February 1, 2011 and Ma

Pittsburgh Mortgage Finance Agenda per Obama

If your Pittsburgh mortgage is through Fannie Mae or Freddie Mac, you will be interested in knowing the latest decisions made by the Obama administration on remaking the mortgage market. The plan to cut back on the government’s role in housing finance included the winding down of these two programs and was officially announced on February 11, 2011. The plan outlined the administration’s plans to target federal support for borrowers, stop unfair lending and help to get private investors to return to the mortgage market.  What does this mean for those who have a Pittsburgh mortgage?  The plan would include starting the reform now, but doing it in stages over the next several years. This would include the more dramatic changes being put on hold until 2018. Three possible resolutions are being considered for restructure once Fannie Mae and Freddie Mac are not around.  A Pittsburgh mortgage, as well as others could be guaranteed by the Federal Housing Administration as well as other pro

Pittsburgh PA everyday deals you can use

If you are looking for Pittsburgh PA deals, you will want to check out the latest fad that has everyone talking when it comes to savings.  A way of finding deals in your city for a variety of items, Groupon will provide you with a whole new way of shopping. Savings of 50% to 90% can be realized by going to the Groupon site to find Pittsburgh PA deals. It is easy to do. Go to the site, put in your age, gender, zip and how you want Groupon Pittsburgh PA deals sent to you.  They can be sent to your email, Facebook or Twitter account. In addition, they can be sent to your mobile phone. The deals for the area in which you live will be delivered everyday allowing you to purchase items or services and all at a discount. In addition to the deals that are sent to you, there is always a daily deal. The great thing is you can purchase them for yourself and friends or you can give them as gifts. This is a great way of shopping for gifts without ever leaving home and with the large number of Pittsb

Growing a Business in Cranberry Township

  A Cranberry Township business has many aspects that are beneficial to growth. One of the major ones is the location. With two major interstate highways – the Pennsylvania Turnpike providing east-west (I-76) and north-south (I-79) routes as well as U.S. routes 19 and 228, the access for commercial deliveries is a plus. None of the major routes has restrictions for weight or clearance. Butler County, the location for Cranberry, has one of the lowest tax bases in the country. This is another beneficial aspect for a Cranberry Township business since the township itself also has one of the lowest municipal tax rates.   In addition, commercial developers in Cranberry are only assessed a one-time transportation impact fee. This is based on the cost of improvements to roadways and intersections needed to provide for excess traffic that is a result of the new construction. Cranberry Township is located only a half hour from Pittsburgh. Cleveland is two hours away and 45% of the U.S. and C

Short Sale Requirements for Allison Park Home Owners Modified

  A program that may help Allison Park home owners who did not qualify for a loan modification is the Home Affordable Foreclosure Alternative (HAFA) program. This was launched by the Obama administration as a way of providing another alternative to foreclosure. Including incentives that may encourage lenders to allow more short sales for Allison Park home owners, HAFA is streamlining the program to benefit homeowners more.   The HAFA program had been criticized by many saying it was too strict and overly complicated. In a short sale, the lenders allow the Allison Park home to be sold for less than the loan value and they take a loss financially, however they avoid a foreclosure, which can be quite costly. The borrowers also get a cash incentive to leave the home.   HAFA has made the short sale process for Allison Park home owners more efficient, however feedback from many including realtors, servicers, housing counselors and many others have stated that the process could use ad

How to Sell your Wexford Home in a Buyer’s Market

  The new year has come and gone and if selling your Wexford home is a priority within the first few months of the year, it can be accomplished, but it will take some work. Presently it is a buyer’s market, so the first thing you will need to do is realize the current market value of your Wexford home may not be what you thought. Many buyers look for a new home during the first few months of the year. This allows them to be in the home before fall when school starts and the holidays are just around the corner.   One of the best things a seller can do is to price their Wexford home right the first time to reduce the time that it spends on the market. The longer the home is on the market, the more price reductions you may have to make. This causes prospective buyers to wonder what is wrong with the home. Everyone wants to make a profit from selling their home, however in today’s market, overpricing a home can mean it will not sell.   Checking homes in the neighborhood and getting

Why people in Gibsonia Pennsylvania love where they live

Most people love where they live and Gibsonia Pennsylvania is no exception. Why they care so deeply for their communities is another thing. It is not necessarily that there is a lot of building going on when it comes to new business. It is more of the feeling of welcome they get and the pride they feel in the features they would tell others about when it comes to things to do and see. The aspects that make people feel as if they belong to the neighborhood in Gibsonia Pennsylvania in which they live are the reasons people love living here.       The features they can show off to visitors and the beauty that surround their community are the things that make those living in Gibsonia Pennsylvania happy that they live here. A recent survey, “The Soul of the Community” studied 26 communities and took surveys from those who lived in the communities. The Gallup and Knight Foundation found that welcoming surroundings, places that are fun for people to get together and open, green space

Wexford PA and Area Homes for Sale Reach Record High

  Wexford PA homes for sale are in the five county area that recently experienced an increase in the sale of homes priced $250,000 or more. Allegheny, Butler, Beaver, Westmoreland and Washington counties are the five counties where sales of higher priced homes helped to send the average sales price to a record $160,735. Wexford PA homes for sale in Allegheny County are mainly upper middle class homes.   The record high for home sales in the $250,000 and above bracket is what helped to lift this market. Home sales during the third quarter were actually the weakest they have been in seventeen years. This followed the first-time home buyer tax credit expiring on June 30th.   Approximately 6,479 homes were purchased last quarter with families spending $1.04 billion on these homes. The numbers are thought to be lower because many people that were buying Wexford PA homes for sale purchased them in the second quarter to qualify for the first-time home buyer credit.   This resulted

Conley Resort Gibsonia Pennsylvania Family Fun

  Conley Resort is in western Pennsylvania and is one of the best places to find the relaxation you are seeking. Located in Gibsonia, Pennsylvania, family fun is a key feature of this resort. The golfing, an indoor water park, the fantastic dining and many other fun activities will keep you coming back to this location.   If you are looking for the best place to play golf and enjoy the 18 hole championship course that features golfing for every skill level, you will want to visit Conley Resort. The rolling hills are the setting for an ultimate golfing experience that can include a weekend of unlimited golf.   This Gibsonia Pennsylvania family fun location also features Pirate’s Cove, the water park for the entire family. With two waterslides and a pirate ship that has a water cannon, a hot tub, a sauna and a party room for pizza parties, this will be one vacation the kids will enjoy as well.   The 56 room Conley Resort hotel offers golf all year round, accommodations for bu

The History of McCandless

  Gibsonia Pennsylvania is located in Allegheny County and near the township of McCandless. When McCandless was settled by James Duff in 1796, he purchased 400 acres. This was a beginning for farming in this area. Gibsonia Pennsylvania as well as McCandless are located in the southwestern part of the state. Allegheny county is in the center of the Pittsburgh metropolitan area.   The first formation of a government was discussed in 1849. The meetings were led by Daniel Vogel and in 1851 a township was officially founded. The original name of this township was Taylor. The incorporation came in 1857 and this was when the township was renamed. District Judge Wilson McCandless was the namesake and at that time the population was 1,482.   Gibsonia Pennsylvania is actually in two counties, Allegheny and Butler. Counties and as other areas of the state, such as McCandless were served by a railroad line that led in and out of Pittsburgh. However, the line closed in 1931 and this mode of

Free Veteran’s Day Events in and around Pittsburgh PA

  This year there are many free Veteran’s Day events in and around Pittsburgh, PA to choose from – including free food at area restaurants, free admission to area attractions and discounts within stores.   We’ve put a list together of some great offerings to take advantage of, for anyone that has been active in the military.   If you take advantage of any of these, please let us know about it in the comments below!   Applebee’s 7 free entrees to choose from for all veterans and active military.   Show proof of military service and take your pick!   Beverage and gratuity are not included.   Golden Corral’s This will mark the 10th annual Military Appreciation Monday dinner, on November 15th starting at 5 p.m.   The all you can eat buffet dinner (which includes your beverage and desert), will be free to any person who has served in the U.S. Military.   McCormick & Schmick’s On Sunday, November 7th, 2010, McCormick & Schmick’s will be offering free entrees to

About Adams Township A Butler County Bedroom Community

  Adams Township is a combination of two townships Middlesex Township and the eastern section of Cranberry Township. Both of these were original townships established in Butler County in 1804. Adams Township was created in 1854 and was 15,000 acres of land, 5 miles by 5 miles on all four sides. A wooded area that bordered by Breakneck Creek along the north and south, the first clearing of the wooded land was for agriculture. There were also a few saw mills and tanneries. Settlers actually began settling in Adams Township in 1796 long before it was an established township. The area was named for President John Quincy Adams and the early settlement was due to the Depreciation Lands Act of 1783, passed by Congress authorizing land grants to veterans of the Revolutionary War. The year 1878 saw the Pittsburgh and Western railroad’s construction of track along Breakneck Creek. This spurred development and soon Valencia, Callery and Mars were three communities that were formed between the

Saving Tips on Your Pittsburgh Home tax

 5 Saving Tips on Your Pittsburgh Home Deduct your mortgage interest - The first many years on your mortgage loan are heavily comprised of interest, which means that almost all of it is deductible. Get a new property tax assessment - If the appraised value of your home as decreased since you bought it, give your local Pittsburgh tax assessor’s office the proof of your home’s current market value and a list of comparable sales in your neighborhood. Research new laws - Check out the new laws that may allow short sellers to escape penalty for forgiven debt or to argue property taxes. Home repairs count towards capital gains taxes - Capital gains taxes are calculated when you sell your home. They take into consideration the any profit you have made over $250,000 if you are single and $500,000 if you are married. However, the government will take into account any improvements you made on the home. Analyze your tax liability - Figure out what your net tax liability is and reduce yo